Interest Rates on our
Savings Accounts
Bonus Multiplier Account
- Interest is capped at AED2,000.00 per month
- Customers need to maintain a Monthly Average Balance of AED 30,000 or transfer a salary of AED 10,000 in the month to be eligible for the interest payout in the month.
Category | Eligibility | Interest rate % p.a |
Transfer your Salary to Liv | Minimum salary > 10K AED | 1.00% |
Primary Account Balance | Minimum balance > 30K AED | 0.50% |
Credit Card spends | Spends > 2.5K AED | 0.75% |
Debit card spends | Minimum salary > 10K AED | 0.25% |
Remittances, Transfers, Bill Payments | Minimum 3 payments/transfers | 0.25% |
Personal Loan | Having a personal loan | 0.25% |
Total | 3.00% |
Money Ahead Deposits
- All Money Ahead Deposits created will be entitled to an upfront 4% p.a interest (Interest rate applicable till December 2023)
- Post December 2023, customers will earn an interest as per rack rates for their fixed deposits
- Customers can withdraw the FD before the maturity (pre-mature withdrawals). In case of premature withdrawals, interest will be as per rack rates prevailing on FD set up date, for elapsed tenor, less 1% p.a. penal interest; Maximum penalty would be capped at the interest rate at the start of the FD.
Tenure | Interest rate % p.a |
7-29 days | 0.05% p.a. |
30-59 days | 1.80% p.a. |
60-89 days | 1.90% p.a. |
90-120 days | 2.30% p.a. |
Goal Accounts
Goal Account Balance (AED) (Ranges) | Interest rate % p.a |
0 - 5K | 0% p.a. |
5 - 15K | 0.50% p.a. |
15- 30K | 1.00% p.a. |
30 - 50K | 2.00% p.a. |
50 - 500K | 2.00% p.a. |
500K - 2M | 1.25% p.a. |
2M+ | 0.5% p.a. |
Liv Young Accounts
Liv Young Account Balance (AED) (Ranges) | Interest rates % p.a. |
0 - 500K | 1.00% p.a. |
500K + | 0.25% p.a. |
For USD Accounts
Monthly Average Balance | Interest rates % p.a. |
Below USD 5,000 | 0% p.a. |
USD 5,000 to 25,000 | 0.75% p.a. |
USD 25,000 to 1,000,000 | 0.40% p.a. |
Above USD 1,000,000 | 0.30% p.a. |
Note:
- Rate of interest on Liv Account is subject to change from time to time at the discretion of Liv and/or in accordance with directives from UAE Central Bank.
- Interest will be calculated on the daily available balance or as directed by UAE Central Bank.
- Interest will be credited to customer account monthly
- Liv reserves all rights to amend the interest rate structure without prior notice
- All the above mentioned interest rates are at annual basis. (Per annum)