Interest Rates on our
Savings Accounts

Bonus Multiplier Account

Interest is capped at AED2,000.00 per month
Customers need to maintain a Monthly Average Balance of AED 30,000 or transfer a salary of AED 10,000 in the month to be eligible for the interest payout in the month.

Category	Eligibility	Interest rate % p.a
Transfer your Salary to Liv	Minimum salary > 10K AED	1.00%
Primary Account Balance	Minimum balance > 30K AED	0.50%
Credit Card spends	Spends > 2.5K AED	0.75%
Debit card spends	Minimum salary > 10K AED	0.25%
Remittances, Transfers, Bill Payments	Minimum 3 payments/transfers	0.25%
Personal Loan	Having a personal loan	0.25%
	Total	3.00%

All Money Ahead Deposits created will be entitled to an upfront 4% p.a interest (Interest rate applicable till December 2023)
Post December 2023, customers will earn an interest as per rack rates for their fixed deposits
Customers can withdraw the FD before the maturity (pre-mature withdrawals). In case of premature withdrawals, interest will be as per rack rates prevailing on FD set up date, for elapsed tenor, less 1% p.a. penal interest; Maximum penalty would be capped at the interest rate at the start of the FD.

Goal Account Balance (AED) (Ranges)	Interest rate % p.a
0 - 5K	0% p.a.
5 - 15K	0.50% p.a.
15- 30K	1.00% p.a.
30 - 50K	2.00% p.a.
50 - 500K	2.00% p.a.
500K - 2M	1.25% p.a.
2M+	0.5% p.a.

Liv Young Account Balance (AED) (Ranges)	Interest rates % p.a.
0 - 500K	1.00% p.a.
500K +	0.25% p.a.

Rate of interest on Liv Account is subject to change from time to time at the discretion of Liv and/or in accordance with directives from UAE Central Bank.
Interest will be calculated on the daily available balance or as directed by UAE Central Bank.
Interest will be credited to customer account monthly
Liv reserves all rights to amend the interest rate structure without prior notice
All the above mentioned interest rates are at annual basis. (Per annum)

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