Liv. Charges

Liv. Account

Students aged up to 23 years Free
You need to keep a monthly average balance of AED 2,500. if you can't then do either of the following
  • transfer monthly salary of AED 4,000 or more to Liv.
  • Or spend at least AED 1,000 with your Liv. card/ month
If you're unable to do any of the above* AED 15 p/m
Early Account Closure Fee (within first 12 months) AED 50


Downloading of E-statements Free
Stamped Statement – Delivery AED 25

Card issuance

Delivery of 1st Liv. Card to your preferred location Free
Scheduling of 3rd Appt for Card AED 25
Liv. Card Early Replacement AED 25**

Emirates NBD ATMs in UAE

Cash Withdrawal Free
Balance Enquiry Free

ATMs in GCC countries

Cash Withdrawal AED 5
Balance Enquiry AED 2.50

Bill Payment

All Utilities Free

Cash Deposit Machine

Cash Deposit to Liv. Account Free
Cash Deposit to Emirates NBD & Emirates Islamic Accounts Free

Direct debit

Direct Debit Failure AED 100

International ATMs

Foreign Currency Withdrawal AED 20
Foreign Currency Transaction 1.84%***
Balance Enquiry Free

Money Transfer

Local Inward Transfer Free
Local Outward Transfer AED 1
Inward Remittance Free
Remittance to India, Pakistan, Sri Lanka, Philippines AED 4
(AED 7 from January 1, 2020)
Remittance to UK AED 10
Issuance of Manager Cheque AED 30

Non Emirates NBD ATMs in UAE

Cash Withdrawal AED 0
Balance Enquiry AED 0.70
Declined Transaction AED 0.70

Social Pay

Send Free
Request Free

Top-up via any UAE Debit Card

Emirates NBD & Emirates Islamic Debit Cards Free
Other UAE Bank Debit Cards 2.60% of Top-up amount

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