Best Cashback Credit Card in UAE | Instant Approval

Enjoy the most rewarding credit card in town!

Get your card approved in minutes, earn on everything you buy, and redeem your rewards easily.

Up to 4% cashbackEarn on shopping, fuel, school fee, travel or anywhere you like and save up to AED 1,500 every month on your expenses.
Flexible rewardsRedeem your rewards as Cashback, Cryptocurrency or Emirates Skywards Miles.
Seamless applicationApply on the Liv X app or our website and receive a digitally issued card instantly.
In-app card controlsUse the Liv X app to control your card activity including credit limit, card locking and fraud reporting.

Manage your finances effortlessly

Whether it’s your dream purchase or hefty credit card bills, Liv Cashback Cards help you manage money stress-free.

Instalment Payment Plans (IPP)
Split purchases into easy instalments, with zero interest payment plans across 500+ merchants
Loan on Card
Get access to up to 90% of your credit limit as cash into your account instantly.
Balance Conversion
Convert your credit card bills into manageable monthly instalments whenever you need to.

Choose from our unbeatable rewards program

Earn rewards on your purchases and use them to redeem as cashback, purchase cryptocurrency or convert to Emirates Skywards Miles, all through the Liv X app

Cashback

With up to 4% cashback on every purchase, earn up to AED 1,500 every month

Cryptocurrency

Invest in cryptocurrencies starting from as low as USD 1 using rewards earned on your spendings

Emirates Skywards Miles

Earn up to 10,000 Skywards Miles every month using rewards earned on your spendings

Pick a card that works for you

	Liv Cashback+ Card	Liv Cashback Card
💸 Cashback on all purchases	Up to 4%	Up to 2%
💸 Cashback per month	Up to AED 1,500	Up to AED 750
✈️ Skyward Miles per month	Up to 10,000 Miles	Up to 5,000 Miles
🛋️ Global Airport Lounge Access	800+ Airports	25+ Airports
🎥 VOX Cinemas	3 tickets per month + 25% off on F&B	2 tickets per month + 25% off on F&B
✈️ Careem Airport Transfers (Use Promo code MAUAE2)	1 ride per year
🚕 Talabat (Use promo code MASTERCARD)	20% off on 1 order per month	20% off on 1 order per month
✈️ Travel Medical Insurance	Up to USD 500,000
🎥 Zee5	25% off Mastercard Annual 4K Pack	25% off Mastercard Annual 4K Pack
✈️ Express VPN	30-day complimentary trial + Up to 51% off 12-month plan	30-day complimentary trial + Up to 51% off 12-month plan
👥 Global Blue VIP Services	Tax free international shopping
💸 Cashback amount earned annually	Up to AED 18,000	Up to AED 9,000
💳 Joining Fee	AED 700	No joining fee
💳 Annual Fee	AED 700	Free for Life

Click here for Pricing Plan

Spend more, earn more even on past purchases!

Upgrading your spend tier upgrades your cashback tier for the entire month. For example, hitting AED 16,000 gets you 4% (with the Cashback+ Card) or 2% (with the Cashback Card) applied automatically to all your transactions for that month!

Play around with this calculator to see how much you can earn on your expenses every month.

Click here to know how your cashback amount is calculated.

Calculate how much you could save!

Choose your card

How much do you spend per month?

How much do you spend on government and utility bills?

Liv Cashback

1 Reward Point = AED 1

Emirates
Skywards Miles

Skywards Miles

How much do you spend per month?

How much do you spend on government and utility bills?

Liv Cashback

1 Reward Point = AED 1

Emirates
Skywards Miles

1 Reward Point = 6.67 Skywards Miles

Wait, that’s not all!

We’ve partnered with your favorite brands to bring you exciting offers. You get to choose and use as many benefits as you want! Visit our Deals page for all offer details.